Your Cheapest Insurance

Your Cheapest Insurance®

Choosing to get your cheapest insurance is a decision to be an educated consumer and involves making an effort to get your best rates and all the discounts you are eligible for. Planning is the key to your success. At Muncie Insurance we will fight for you and help you achieve your objectives.

Our agents will teach you how to get all the discounts you’re entitled to.

We are proud of the fact that we negotiate the best rates we can for our customers and that we continue to search for ways to save you money.

Because insurance pricing and new coverages are constantly evolving, We recommend you get periodic personal reviews of your insurance with us to make certain you always get the best value for your hard earned dollar.




How to get YOUR CHEAPEST INSURANCE® with Muncie Insurance & Financial Services:

  1. Keep your policy in force. Don’t let it lapse. Renewal credits and long term discounts help you get your best price.
  2. Keep your driving record clean. The best prices go to people who are accident and violation free.
  3. Raising your deductibles can save you money. Be sure to choose ones you are comfortable with if you have a claim.
  4. Take the defensive driving course and get the discount. They are available locally and will save you 10% on liability and injury coverage. Advanced courses offer a 15% savings. The phone number to enroll is 800-342-2287.
  5. Save up to $96 a year, plus your time and effort by having your payments automatically withdrawn from your checking or savings account.
  6. Let us know if you move or change phone numbers so we can keep your statements on track. Address changes are the number one reason for policy lapses.
  7. Keep all of your insurance policies with one agency. In many cases we offer discounts for more than one policy.
  8. Never let other people drive your car. You will be responsible for any accidents.
  9. Lock your doors when you are driving and when you leave your car unattended.
  10. Wear your seat belt and use child safety seats.
  11. Sign up for programs such as Smart Ride, Dynamic Drive, or Drive Wise that monitor your driving habits and can save you as much as 40% off your premiums.
  12. Choose an insurance agency that cares about you and helps you get your best price for insurance over the long haul.